The Karmayogi Housing Scheme 2026 has been officially announced by the Delhi Development Authority (DDA) to provide affordable and modern housing to serving and retired government employees. With rising property prices in Delhi, this scheme brings a much-needed opportunity to own a home within the city at a significantly reduced cost.
Exciting update for government employees!
Under this scheme, DDA is offering newly constructed flats in Narela, Delhi, with a direct 25% discount on the flat price for eligible applicants. The first phase itself includes 1,167 flats, and bookings will be done on a first-come, first-served basis through online registration.
Karmayogi Housing Scheme 2026
| Particular | Details |
|---|---|
| Scheme Name | Karmayogi Housing Scheme 2026 |
| Department | Delhi Development Authority (DDA) |
| Total Flats (Phase 1) | 1,167 |
| Discount | 25% on flat cost |
| Location | Narela, Delhi (Sectors A1–A4, Pocket 9) |
| Registration Start | December 2025 |
| Official Website | dda.gov.in |
This scheme is especially attractive because all flats are newly built, planned with basic amenities, and located in a developing zone of Delhi that has good future potential.
Karmayogi Housing Scheme 2026 – Online Registration Process
The online application process will be simple and fully digital. DDA will release a detailed brochure, but the expected steps are as follows:

STEP 1: Visit the official DDA website dda.gov.in and open the Housing Scheme section.
STEP 2: Select Karmayogi Housing Scheme 2026 and click on Registration.
STEP 3: Enter basic details like name, mobile number, email ID, and department information to create a login.
STEP 4: Log in and fill the application form with service/retirement details.
STEP 5: Upload required documents such as ID proof, service certificate, or retirement proof.
STEP 6: Choose the flat type (1-room, 2 BHK, or 3 BHK) as per eligibility.
STEP 7: Pay the registration amount online using UPI, debit card, or net banking.
STEP 8: Submit the form and save the acknowledgment receipt for future reference.
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Flat Types Available Under Karmayogi Housing Scheme
DDA has developed modern group housing complexes in Narela with multiple flat options to suit different income groups:
- 3 BHK Flats – Spacious units with attached washrooms and better layouts, ideal for medium to large families.
- 2 BHK Flats – Most popular option, perfect for small families with a balanced price range.
- 1-Room Units – Budget-friendly option for individuals or small households.
All flats are part of newly constructed buildings with planned infrastructure and essential facilities.
Who Can Apply for Karmayogi Housing Scheme 2026?
The scheme covers a wide range of government employees, including both serving and retired staff.
Eligible applicants include:
- Central Government employees (Railways, Defence, Ministries, etc.)
- State Government employees from any Indian state
- Delhi Government employees, MCD staff, and Delhi Police personnel
- Employees of PSUs, autonomous bodies, CISF, CRPF, and similar organizations
- Retired employees from all the above categories (subject to eligibility conditions)
This inclusive approach ensures that those who have served in public roles get priority access to affordable housing.
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Expected Price of Flats (After Discount)
DDA will announce final prices at launch, but early estimates suggest:
- 2 BHK Flats: Around ₹1 crore (price may vary by floor and category)
- 3 BHK Flats: Around ₹2 crore or more depending on size and layout
- 1-Room Units: Lowest cost, most affordable option under the scheme
The 25% discount significantly reduces the overall burden, making these flats more achievable compared to open-market rates in Delhi.
Upcoming Phases & Expansion Plan
The Karmayogi Housing Scheme is not limited to just one phase. DDA has already planned expansion:
- Around 3,500 additional flats will be introduced in future phases
- New units will also be located in other pockets of Narela and nearby areas
- A fresh brochure will be released before each phase with full details
This long-term plan shows DDA’s commitment to solving the housing needs of government employees.
Benefits of Karmayogi Housing Scheme 2026
- 25% direct discount on flat prices
- Newly constructed flats
- Location within Delhi
- Wide eligibility including retired employees
- Transparent online registration
- Future expansion with more options
Conclusion
The Karmayogi Housing Scheme 2026 is a golden opportunity for government employees to own a home in Delhi at a discounted price. With limited flats in Phase 1 and high demand expected, interested applicants should keep a close watch on the official DDA website and apply as soon as registrations open.
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FAQs – Karmayogi Housing Scheme 2026
Q1. What is Karmayogi Housing Scheme 2026?
It is a DDA housing scheme offering discounted flats to serving and retired government employees with a 25% price reduction.
Q2. When will online registration start?
Online registration is expected to begin in December 2025.
Q3. Where are the flats located?
All Phase 1 flats are located in Sectors A1 to A4, Pocket 9, Narela, Delhi.
Q4. Are retired government employees eligible?
Yes, retired employees from central, state, PSUs, Delhi Police, MCD, and similar bodies can apply.
Q5. How many flats will be added in future phases?
Approximately 3,500 more flats will be added in upcoming phases.

